Jewellery Guides

Lakshmi Haar and Coin Necklaces: Meaning and Styling

by Jihaan Savla on Sep 21, 2026

A Lakshmi haar is a necklace of coin-shaped pendants that carry an image of the goddess Lakshmi. It is a traditional piece, often worn for weddings and festivals such as Diwali. This guide explains what a Lakshmi haar and a coin necklace are, what the coins traditionally stand for, and how to style a long traditional necklace. Availability: Saloni Fashion Jewellery does not list Lakshmi haar or coin necklaces online right now; message us on WhatsApp +91 98705 89560 to ask. We are a Mumbai fashion jewellery brand, and our pieces are gold-plated brass or alloy fashion jewellery, not solid gold. For other names in this family, see our Indian jewellery names A to Z, which also defines a Lakshmi coin set.

What is a Lakshmi haar?

A Lakshmi haar is a long necklace made of coin-shaped pendants, each showing the goddess Lakshmi. Traditionally it is made in gold, and the coins are strung one after another on a chain or thread, so the necklace usually hangs below the collarbone. Similar coin necklaces go by other names in different regions and families; for example, you may hear kasu mala in parts of South India and putli haar in Maharashtra. The names, the number of coins and the size vary, so a photograph is the best way to describe the one you want.

What do the coins mean?

In Hindu tradition Lakshmi is the goddess of wealth and prosperity, and a coin necklace with her image is traditionally associated with auspiciousness and good fortune. That is a matter of tradition and belief. We make no claim that any piece brings luck or money, and we would not want a buyer to choose jewellery on that basis. What we can say is that the design has a long place in wedding and festive dressing, and many families pass down a coin necklace or give one as a wedding gift.

When and how do you wear a Lakshmi haar?

It is usually worn for weddings, Diwali and Lakshmi puja, and other festive occasions, most often with a silk saree or a traditional outfit. Because it is a long piece, it works with closed and high necklines, where the coins have room to sit below the fabric. Keep the earrings simple and choose one focal necklace rather than layering many. Gold-toned coins stand out on deep silk colours such as red, green, maroon and dark blue, while on a heavily embroidered fabric a plainer necklace can work better. If you wear it with a shorter necklace, leave a gap of at least 4 to 5 inches between the two, as the layering guide explains. Our festival jewellery guide suggests pairings for each occasion, and the rani haar styling guide covers long necklaces in general.

Does Saloni Fashion Jewellery sell a Lakshmi haar or coin necklace?

No. Saloni Fashion Jewellery does not list Lakshmi haar or coin necklaces online right now, and we would rather say so plainly than let a different necklace be mistaken for one. If you would like to ask about something close, message us on WhatsApp at +91 98705 89560 and we will tell you honestly whether we can help. Our pieces are fashion jewellery in gold-plated brass or alloy, so they are not a replacement for a gold coin necklace bought as an heirloom or for its traditional value. Coin necklaces are often grouped with South Indian temple styles, which our temple jewellery guide explains.

What can I wear instead of a Lakshmi haar?

For a long traditional necklace, browse our long sets, haram and rani haar, which hang below the collarbone and come with matching earrings. Our traditional jewellery sets suit festival dressing, necklace sets are a shorter option, and malas and pearl sets and moti jewellery give a simpler festive look. None of these is a coin necklace and none carries a Lakshmi image, so treat them as alternatives. If you are choosing a festive gift, our gifting guide lists ideas for Diwali and other occasions.

In short: a Lakshmi haar is a long coin necklace with the image of the goddess Lakshmi, and we do not list it online right now. Long sets, traditional sets and malas are the closest options we do list. We ship free across India, with dispatch in 1 to 2 days and delivery in 4 to 15 days. Questions? Message Saloni Fashion Jewellery on WhatsApp at +91 98705 89560.